Lap Band Surgery Cost Without Insurance

Bariatric surgeries can be extremely successful in the removal of dangerous, excess body weight.

Weight loss surgery is essential in many cases because it could lead to serious health issues, like type-2 diabetes as well as high blood pressure, depression, and body aches. cancer as well.

But, patients can avoid these and similar health issues from developing by undergoing bariatric surgery such as Lap-Band surgery.

What is Lap Band Surgery?

Surgery called Lap Band, referred to by the name adjustable gastric banding is a form of weight loss procedure where the surgeon places an adjustable belt near the opening of the stomach, just where the esophagus joins the stomach. The band may be later removed as well.

The narrowed entryway to the stomach can help limit how much food one is able to consume in a comfortable way. This is the reason why this type of bariatric surgery falls under weight-loss surgeries that are strict.

The lap band procedure is more effective since it's more minimally invasive and has a lower risk of complications than other weight loss surgery.

Although weight loss is slower when you perform lap band surgeries, it's nonetheless highly effective and efficient over other types of lap band cost without insurance.

How much will Lap Band Surgery Cost?

A variety of factors influence the cost associated with lap band surgeries in the US depending on the geography, location, the surgeon and the hospital, and so on.

Typically, lap band procedures will cost between US$12,000 and US$ 25,000. The price associated with weight-loss surgery is typically higher in large and urban areas, specifically along both the West and East coasts.

For example, an operation called a lap band at Baton Rouge, Houston, or Dallas cost about US$12,500, while the same procedure can cost up to US$15,000 in Michigan and even US$20,000 in Atlanta.

Is Lap Band Surgery Covered Under Insurance?

Yes, lap band surgery is often covered by health insurance, however, it differs from one company to the next and is dependent on their specific policy.

Some health insurance plans don't cover lap band cost without insurance of any kind regardless of whether you are covered under managed health plans for public sector workers.

However, Medicare provides reimbursement for the cost of lap band surgeries for those with a BMI greater than 35 and who have had unsuccessful weight loss treatments that are non-surgical like restricted diets and routine workouts.

Medicare pays for lap band surgery for those who have at least one other co-morbidity that is caused by obesity including hypertension, cardiovascular issues Type-2 diabetes, etc.

But regardless of an insurance policy, there are other expenses that are associated with lap band surgeries that insurance companies typically will not cover, for example, the costs of office visits and coinsurance for surgery and so on.

For instance, federal workers who are covered by Blue Shield health insurance coverage are required to pay 10% of their plan allowance, and they also pay US$100 dollars to cover hospital admission charges.

How is the Cost of Lap Band Surgery Decided?

Insurance companies that take care of the lap band cost associated with procedures to treat bariatric disorders, such as lap band surgeries, generally will include these factors:

Cost of using the hospital and anesthesiologist's services
Regular follow-up visits with the physician/surgeon for the first year after the bariatric lap band surgery.
Also, lifetime membership in support groups.

The extra costs you should consider to determine if they are covered lap band surgery cost without insurance:

A second charge of a few hundred dollars is for a psychological and nutritionist consultation before and after surgery.
Partially-funded sleep study that determines if patients suffer from sleep issues. This allows insurance companies to determine whether they are able to cover the costs of weight reduction surgery for a specific patient. Remember that the expense of a sleep test can be as high as a few hundred dollars.
The cost of special meals and vitamins can be between a few hundred and a few thousand dollars
The cost of follow-up appointments in the following year after the bariatric lap band procedure can vary between US$35 to US$ 200 dollars depending on the duration of each visit.
The cost to pay for correction of complications that could arise after lap band surgery for bariatrics could include hospitalization costs as well as increased medical costs.
Cost of aesthetic surgery used to remove loose, sagging, and sagging skin that is left over after weight loss due to skin-strengthening treatments

Conclusion

The procedure can cost as much as tens of thousands of dollars for patients not covered by lap band cost without insurance.

To reduce the burden of this large cost, you could opt to avail of secured personal loans, medical loans, or join hospital payment plans that aid in reducing the burden of paying back the loan significantly.